pihasauna rahoituksella
19.3.2020

Home purchase with financing

Ville Laitila toimitusjohtaja Ehta

Ville Laitila

Ethan is the CEO and Sauna Master. Outside of the sauna, he spends his best moments on forest paths, orienteering courses, and the ice hockey rink.

Helpota pihasaunan hankintaa maksamalla pihasaunalasku rahoituspalvelun kautta. Näin maksat pihasaunan vasta toimituksen jälkeen ilman korkoa ja kuluja. Vaihtoehtoisesti voit hyödyntää rahoitusta maksamalla pihasaunan joustavasti kuukausierinä. Kuukausierä minimissään 1,7% kauppahinnasta.

Financial services benefits

  • There is no advance payment, and if the purchase price is paid in full after delivery, there will be no charges for the customer.
  • The loan can be repaid with a suitable monthly instalment, with a minimum monthly instalment of 1.7%. The loan can be paid off in full at any time without additional charges.
  • Securing financing does not ordinarily require guarantors or collateral, nor does it require opening an account at a bank.
  • A financing decision can be applied for immediately and without visiting a bank.

Apply for a financing decision

It's advisable to apply for financing as early as possible in your outdoor sauna project, this way you can be sure of the availability of funding. Fill in the financing application now.

Applying for a financing decision does not commit you to buying. It costs nothing. Applying for a financing decision takes approximately 5 minutes.

Presentation of financing terms

  • Financing €2,500–€50,000.
  • Flexible repayment period.
  • Affordable interest rate OP-prime + 6.95%*.
  • Billing fee €7/month.
  • One month interest-free and fee-free payment period.
  • You can pay off the entire loan at once without any additional fees.
  • Interest on financing deductible in taxes like a home loan, when financing the renovation of one's permanent residence.

This is a one-time credit facility, for which the effective annual interest rate on a €10,000 loan is 8.78%, when the loan interest rate is OP prime + 6.95%, (7.20 % 08/20), and a billing fee of €7/month. The estimated total cost of the loan is €12,954.21. The calculation is based on the assumption that the loan has been fully drawn, the loan interest rate, as well as fees and charges, remain the same for the entire loan period, and the loan is repaid with minimum instalments of €170 (1.7 % of the loan amount) monthly, making the loan term 77 months. The loan is granted by OP Corporate Bank plc, Gebhardinaukio 1, 00510 Helsinki.

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