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Make buying a garden sauna easier by paying the garden sauna invoice through a financing service. This way you only pay for the garden sauna after delivery, with no interest or fees. Alternatively, you can use financing to pay for the garden sauna flexibly in monthly instalments. The minimum monthly instalment is 1.7% of the purchase price.
Benefits of the financing service
- No down payment, and if you pay the purchase price in full after delivery, there are no costs to the customer.
- You can repay the credit in monthly instalments that suit you, although the minimum monthly instalment is 1.7%. The credit can be paid off in one go at no extra cost.
- Getting financing does not, as a rule, require guarantors or collateral, nor opening an account with the bank.
- You can apply for a financing decision straight away without visiting a bank.
Apply for a financing decision
It's a good idea to apply for a financing decision as early as possible in your garden sauna project, so you can be sure the financing will be available. Fill in the financing application now.
Applying for a financing decision does not commit you to buying. It costs nothing. Applying for a financing decision takes about 5 min.
Financing terms
- Financing €2,500–50,000.
- Flexible repayment period.
- Affordable interest rate OP-prime + 6.95%*.
- Invoicing fee €7/month.
- One month's payment period free of interest and charges.
- You can pay off the whole credit in one go at no extra cost.
- Interest on the financing is tax-deductible like a mortgage when financing the renovation of your own permanent home.
*The financing is a one-off credit with an annual percentage rate of 8.78% for a credit of 10,000 euros, when the credit interest rate is OP-prime + 6.95%, (7.20 % 08/20) and the invoicing fee is €7/month. The estimated total cost of the credit is €12 954.21. The calculation assumes that the credit has been drawn in full, that the interest rate, charges and fees remain the same for the entire credit period, and that the credit is repaid in minimum instalments of €170 (1.7 % of the credit amount) every month, giving a credit period of 77 months. The credit is granted by OP Yrityspankki Oyj, Gebhardinaukio 1, 00510 Helsinki.
