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Genuine financing
Make purchasing a summer kitchen or shed easier by paying your invoice with Ehta financing. This way you'll get 3 months of interest-free and fee-free payment time. Alternatively, you can utilise financing by paying flexibly in monthly instalments.
Benefits of financing
- No advance payment, and if the purchase price is paid in full within 3 months of delivery, the customer will incur no costs.
- The loan can be repaid with a suitable monthly instalment, with the minimum monthly instalment being 1.5%. The loan can be paid off in full at any time without additional costs.
- Securing financing does not ordinarily require guarantors or collateral, nor does it require opening an account at a bank.
- A financing decision can be applied for immediately and without visiting a bank.
Apply for a financing decision
It is advisable to seek a financing decision as early as possible in the project. This way, you can confirm the possibility of using financing.
Calculate your suitable monthly instalment with the calculator and fill out the application easily.
Financing terms
- Three months interest-free and fee-free payment period
- You can pay off the entire loan at once without any additional costs.
- Choose a monthly instalment that suits you
- Flexible repayment period
- Affordable interest rate OP-prime + 6.95%.
- Invoicing fee €7/month
- Financing accrues OP bonuses for OP's owner-customers
The financing is a fixed-term loan with a nominal annual interest rate for a loan of €7,500 of 12.56 %, when the loan interest rate is OP-prime + 6.95 %(10.45 % 10/23), a set-up fee of €0 and a billing fee of €7/month. The estimated total cost of the loan is €11,316.32. The calculation has been made assuming that the loan has been fully drawn, the loan interest rate as well as fees and charges remain the same throughout the loan term and the loan is repaid with 128 € minimum repayments (1.70 % of the loan amount) on a monthly basis, making the loan term 89 months. The loan is granted by OP Corporate Bank plc, Gebhardinaukio 1, 00510 Helsinki.
