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Genuine financing
Facilitate the purchase of a backyard sauna or shed by paying the invoice with Ehta financing. This way, you get 3 months of interest-free and fee-free payment time. Alternatively, you can utilize financing by paying flexibly in monthly installments.
Financing benefits
- No advance payment required. If the purchase price is paid in full within 3 months of delivery, the subscriber will incur no costs.
- The loan can be paid down with a suitable monthly installment, however, the minimum monthly installment is 1.5%. The loan can be paid off all at once without additional costs.
- Obtaining financing does not inherently require guarantors or collateral, nor does it require opening an account at a bank.
- You can apply for a financing decision immediately and without visiting a bank.
Get a financing decision
It is advisable to apply for a financing decision as early as possible in the project. This way, you can confirm the availability of financing.
Calculate a suitable monthly installment for yourself with a calculator and easily fill out the application.
Financing terms
- Three months interest-free and fee-free payment period
- You can pay off the entire loan at once with no additional fees
- Choose a monthly installment that suits you
- Flexible repayment period
- Affordable interest rate OP-prime + 6.95%.
- Billing fee 7 €/month
- Financing accrues OP bonuses for OP's owner-customers
The financing is a single loan with an effective annual interest rate of 12.56% %for a €7,500 loan, when the interest rate on the loan is OP Prime + 6.95 % (10.45% % 10/23), a setup fee of €0, and a billing fee of €7/month. The estimated total cost of the loan is €11,316.32. The calculation is based on the assumption that the loan is fully drawn, the loan interest rate, as well as fees and charges, remain the same for the entire loan term, and the loan is repaid with minimum payments of €128 (1.70% % of the loan amount) monthly, resulting in a loan term of 89 months. The loan is granted by OP Corporate Bank plc, Gebhardinaukio 1, 00510 Helsinki.
