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Ehta financing
Make buying a garden sauna or aitta easier by paying the invoice with Ehta financing. This gives you 3 months' interest-free and fee-free payment time. Alternatively, you can use the financing to pay flexibly in monthly instalments.
Benefits of financing
- No down payment, and if the purchase price is paid in full within 3 months of delivery, the customer incurs no costs.
- The credit can be repaid in convenient monthly instalments, with a minimum monthly instalment of 1.7%. The credit can be paid off in full at any time at no extra cost.
- Getting financing does not, as a rule, require guarantors or collateral, nor opening an account with the bank.
- You can apply for a financing decision straight away without visiting a bank.
Apply for a financing decision
It is a good idea to apply for a financing decision as early in the project as possible. This way you can be sure that financing is available to you.
Use the calculator to work out a monthly instalment that suits you and fill in the application easily.
Financing terms
- Three months of interest-free and fee-free payment time
- You can repay the entire credit in one go without any additional costs
- Choose a monthly instalment that suits you
- Flexible repayment period
- Affordable interest rate: OP-prime + 6.95%.
- Invoicing fee €7/month
- The financing earns OP bonuses for OP owner-customers
The financing is a one-off credit. For a credit of €7,500 the annual percentage rate of charge (APR) is 12.56% when the interest rate is OP-prime + 6.95% (10.45% 10/23), the set-up fee is €0 and the invoicing fee is €7/month. The estimated total cost of the credit is €11,316.32. The calculation assumes that the credit is drawn down in full, that the interest rate, fees and charges remain the same throughout the credit period, and that the credit is repaid in minimum monthly instalments of €128 (1.70% of the credit amount), giving a credit period of 89 months. The credit is granted by OP Corporate Bank plc, Gebhardinaukio 1, 00510 Helsinki.
